Terms & Conditions - Data APIs
Last Updated Jan 8, 2024
- 1. Preamble
- 2. Introduction to Brankas DATA APIs
- 3. Benefits of Brankas DATA APIs
- 4. Brankas DATA Risks
- 5. Brankas DATA Transaction Security
- 6. Cost of Service
B. Introduction to Brankas DATA APIs
- Service Description
Brankas provides services in the form of customer data and information. Our DATA API lets Fintech partners obtain transaction data their users have consented to in order to build products that reconcile money in and money out.
Brankas Statement allows a client to instantly retrieve comprehensive financial data from its customers. With Brankas APIs, a client will get to retrieve financial data such as transaction and account data from multiple financial institutions through a single integration.
Brankas DATA APIs, through processing data from banking, telecommunications, or other user-owned sources based on customer consent and valid data sources, processes information from reliable sources.
- Brankas DATA APIs Features
The following features of Brankas DATA API:
Integration with User’s System
Enables users to seamlessly integrate their systems with Brankas DATA API. This integration empowers users to connect their users’ bank, telecommunications, or other user-owned sources, providing access to retrieve their users’ financial or spending data.
Sandbox and Live Environment
Brankas provides two (2) environments that may be used by user:
Sandbox environment allows potential users and users to conduct testing during development and try Brankas DATA API without involving real data.
Live environment allows users to retrieve their user data real-time once the onboarding process to Brankas is completed.
Data Retrieval Status
Users can always check the status of their users’ data retrieval transaction.
The PDF Upload feature enables you to upload your bank statements in PDF format, and the data is parsed for retrieval by users.
Static Links allow users to retrieve your data through a link, eliminating the need for coding. Users can customize each static link according to their requirements via the Brankas Dashboard.
Various Source Data Integration
Brankas DATA has been integrated with various source data, including banking, telecommunications, and eCommerce. Users can retrieve your data with your customer consent. Telecommunication and eCommerce data provide alternative data to data provided by financial institutions and banking.
Brankas provide valuable insights based on analysis of uploaded data including spend and financial behavior.