
Visa Card Data
Give your customers the fast experience they deserve by unleashing the power of Visa cardholder data — available immediately.
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Visa Cardholder Transaction Scores (VCTS) accelerate your creditworthiness evaluation.
Accurately predict creditworthiness of your customers so you increase approval rates, better manage portfolio risk, and optimize credit line strategies.
Aggregated Card Spend Insights let you dive into granular VCTS data attributes to better cross-sell to your customers.
Analyze spend category (Insurance, Telco, Utilities, Fuel, Restaurants, Groceries, Health) and transaction volume to identify your top customers across your product lines.
Portfolio risk scores allow card issuers to respond promptly with credit policy and marketing adjustments.
Card issuers can now do instant portfolio health checks to keep track of overall risk levels across segments by setting benchmarks according to risk trends.
Detailed cardholder data improves fraud detection to help you reduce fraudulent applications.
Get insights into card activation, card declines (insufficient funds or overlimit), and frequency of card activity to help you predict and contain fraud.
Brankas is the first and only company in Asia providing live and instant access to Visa cardholder data for our customers.
Digital banks, BNPLs, alternative lenders, ecommerce platforms, and insurtechs seeking to enhance their credit decisioning capabilities can now get access to valuable, verified data that reveals a cardholder’s aggregated spend insights and creditworthiness.
Companies that trust us
More and more companies are already starting to adopt Open Finance





First 50 companies to sign up to get exclusive rates.
Get a Brankas Marketplace account today and start accessing live Visa cardholder data.
Frequently Asked Questions
If you have any further questions, please contact us.
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Most API implementations need to be customized to specific customer needs, which adds weeks, if not months to the implementation as you build a new set of APIs per partner. Brankas Open Finance Suite provides partners with standardized APIs that facilitate faster onboarding on our Sandbox and UAT environment, allowing you to scale partner onboarding and reduce time to market.
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As Asia’s leading Open Finance company with an extensive banking network in the region, you can get access not only to your customers’ Visa card data, but also bank statements, bank-categorized expenses, income, e-wallet, e-commerce, identity, and telco data. These dramatically enhance your ability to provide a better customer experience.
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You can start testing immediately and go live in a week. Brankas offers a detailed developer documentation portal that speeds up API integrations for all our products, including Visa Card Data APIs. We facilitate instant onboarding on our Sandbox and UAT environment, allowing you to reduce time to market.
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